Fixed, variable or mixed-rate; with or without discounts. We explain what to ask the bank and how to compare offers before signing, so that your decision doesn't depend solely on the interest rate you are offered first.<\/p>\n
A fixed-rate mortgage offers a stable monthly payment throughout the life of the loan, ideal if you prefer predictability. A variable-rate mortgage usually starts at a lower rate, linked to the Euribor, with the risk that your payment may rise or fall over time. A mixed-rate mortgage combines an initial fixed-rate period with a variable rate for the remainder.<\/p>\n
Many banks reduce the interest rate if you take out linked products: life insurance, home insurance, a salary paid into the account, a pension plan… Before accepting, work out the real cost of those products and compare it with the saving on your monthly payment; it doesn't always pay off.<\/p>\n
What is the real APR, including fees? Is there an arrangement fee or an early repayment fee? What happens if I want to switch banks in the future? Having these answers in writing protects you from surprises.<\/p>\n
At WeBroker we compare offers from the main lenders and negotiate on your behalf, at no cost to you: the bank pays our fees. Use our calculator to get a first estimate of your monthly payment.<\/p>","protected":false},"excerpt":{"rendered":"
Fixed, variable or mixed; with or without discounts. We explain what to ask the bank and how to compare offers before signing.<\/p>","protected":false},"author":2,"featured_media":273,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[5],"tags":[],"class_list":["post-307","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hipotecas"],"_links":{"self":[{"href":"https:\/\/staging.wereal.es\/en\/wp-json\/wp\/v2\/posts\/307","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.wereal.es\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.wereal.es\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.wereal.es\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.wereal.es\/en\/wp-json\/wp\/v2\/comments?post=307"}],"version-history":[{"count":0,"href":"https:\/\/staging.wereal.es\/en\/wp-json\/wp\/v2\/posts\/307\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.wereal.es\/en\/wp-json\/wp\/v2\/media\/273"}],"wp:attachment":[{"href":"https:\/\/staging.wereal.es\/en\/wp-json\/wp\/v2\/media?parent=307"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.wereal.es\/en\/wp-json\/wp\/v2\/categories?post=307"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.wereal.es\/en\/wp-json\/wp\/v2\/tags?post=307"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}