English
The Euribor has risen again this month and now averages around 3.2%. If you have a variable-rate mortgage, we explain what this movement means and when it makes sense to consider switching to a fixed rate.
If you have a property to let, default insurance covers you against tenants who stop paying. We explain what it includes, how much it usually costs and what the insurer asks for before you take it out.
Letting your property to tourists in Alicante requires a valid tourist licence. We review the general requirements and what to bear in mind before investing in a flat for holiday rental.
Signing an exclusive sales mandate with a single agency usually speeds up the sale and improves the final price compared with spreading your home across several portals. We explain how it works, what guarantees you have and when it makes sense for you.
Selling times vary greatly depending on the area, the asking price and the condition of the property. We analyse the average timescales by area and how to shorten them.
From demand in your area to your own personal situation: we review the signs that indicate this is a good time to put your property on the market.
NIE, historial de ingresos en el extranjero, seguro de vida… qué papeles pide la banca española a compradores no residentes y cómo prepararlos con antelación.
Fixed, variable or mixed; with or without discounts. We explain what to ask the bank and how to compare offers before signing.
If you can't keep up with the repayments, acting early makes all the difference. We review the legal routes to negotiate with the bank or sell in time and avoid mortgage foreclosure.
